Resolved -
Following Mastercard's remediation activities, the Directory Server connectivity errors impacting challenge result reporting have been successfully resolved. Transaction monitoring confirms that challenge processing success rates have returned to expected levels of significantly below 1%, with no further recurrence of the previously observed failures. The service is currently operating normally, and enhanced monitoring remains in place to verify sustained stability.
Service recovery was observed at different times across the EU and US regions. Based on platform monitoring and the restoration of normal transaction processing patterns, the effective recovery times have been identified as 16 July 2026 20:00 UTC for the EU region and 16 July 2026 17:00 UTC for the US region.
Recovery was gradual, with error rates steadily declining over time. The resolution times provided indicate when all critical systems and dependencies participating in transaction processing had recovered and monitoring confirmed a sustained return to normal service levels.
Jul 17, 08:32 UTC
Update -
We are continuing to monitor for any further issues.
Jul 17, 07:57 UTC
Update -
While the original issue has been resolved by Mastercard, we are still experiencing issues with challenges for Mastercard transactions, for up to 2% of the challenges. We have observed that the Mastercard Directory Server is returning connectivity errors when we report the results of the challenges, which is causing those challenges to fail. We are working with Mastercard to resolve these issues.
Jul 16, 16:01 UTC
Update -
While the original issue has been resolved by Mastercard, we are still experiencing issues with challenges for Mastercard transactions, for up to 5% of the challenges. We have observed that the Mastercard Directory Server is returning connectivity errors when we report the results of the challenges, which is causing those challenges to fail. We are working with Mastercard to resolve these issues.
Jul 16, 07:49 UTC
Update -
We do see signs of recovery at below mentioned timings. Our team remains focused on monitoring transaction performance and will follow up with Mastercard for updates on the root cause, resolution progress, and any additional corrective actions.
EU: 09:07 UTC
US: 08:52 UTC
Jul 15, 10:52 UTC
Monitoring -
Mastercard has implemented a solution to the issue identified. We continue to monitor the service to verify normal operation and we will provide a further update within 30 minutes.
Jul 15, 09:11 UTC
Investigating -
Our team is continuing to investigate the issue with Mastercard. We will provide a further update within 30 minutes.
Jul 15, 08:53 UTC
Identified -
We have confirmation from Mastercard that they have identified the issue and are working on a fix. We are working with Mastercard and will provide a further update within 30 minutes.
Jul 15, 07:59 UTC
Investigating -
Please be advised that MasterCard traffic is not reaching our data centre as of 07:01 GMT. Our teams are investigating the incident and we will provide a further update within 30 minutes.
If you have any questions regarding this incident please contact our Customer Support team at support@outseer.com or by calling us directly on one of the following numbers:
US: +1 844 268 8733
US International: +1 415 842 3467
Mexico Toll Free: +52 800 283 3431
NZ: +64 800 688 733
AU: +61 1800 268 873
UK: +44 800 640 4688
Jul 15, 07:23 UTC